Understanding Allergies Related to Your New Puppy or Kitten

By Faithful Friends Vet In Pet Ownership
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Allergies Related to Your New Puppy or Kitten

Bringing a new puppy or kitten into your home is a delightful experience, but it’s important to be aware of potential allergies to your new puppy or kitten that may arise. Allergies to pets are common, affecting both children and adults. In this guide, we will explore the signs and symptoms of pet allergies, discuss hypoallergenic breeds, and provide tips for managing allergies in your home.

Signs and Symptoms of Pet Allergies

For some individuals, the arrival of a new pet can bring unexpected challenges in the form of allergies to your new puppy or kitten. Understanding the signs and symptoms of pet allergies is crucial for early detection and effective management. Whether it’s sneezing, itchy eyes, or respiratory discomfort, being able to recognize these telltale indicators empowers pet owners to take appropriate measures and seek the necessary support. 

  1. Respiratory Symptoms: Allergies to pets often manifest as respiratory symptoms, including sneezing, coughing, wheezing, nasal congestion, and itchy or watery eyes.
  2. Skin Reactions: Some individuals may experience allergic skin reactions upon contact with pet dander, such as redness, itching, or hives.
  3. Asthma Exacerbation: Individuals with asthma may notice an increase in symptoms, such as wheezing or difficulty breathing, when exposed to pet allergens.
  4. Allergic Rhinitis: Pet allergies can also lead to allergic rhinitis, causing symptoms like a runny or stuffy nose, post-nasal drip, and frequent sneezing.

If you discover that you exhibit some or any of these symptoms of pet allergies, there are mitigation steps you can take to alleviate these symptoms to harmoniously live with your furry friends.

Hypoallergenic Breeds

A pet breed is considered hypoallergenic when it produces fewer allergens compared to other breeds. Allergens are typically proteins found in a pet’s dander, saliva, or urine that can trigger allergic reactions in sensitive individuals. Hypoallergenic breeds may still produce allergens but at lower levels, reducing the likelihood or severity of allergic reactions.

Several factors contribute to the hypoallergenic nature of certain breeds:

  • Low Dander Production: Hypoallergenic breeds tend to produce less dander, which is made up of dead skin cells that can carry allergenic proteins. Lower dander production means fewer allergens are released into the environment, reducing the potential for allergic reactions.
  • Different Coat Structure: The coat structure of hypoallergenic breeds can play a role. These breeds may have hair instead of fur, which is less likely to shed and trap allergens. Some breeds may have curly or wiry hair that helps to prevent dander from becoming airborne.
  • Reduced Saliva and Urine Allergens: Allergens can also be present in a pet’s saliva and urine. Hypoallergenic breeds may produce less saliva or have different proteins in their saliva and urine, which can result in fewer allergens being spread through grooming or accidents.
  • Minimal Scent Gland Secretions: Some hypoallergenic breeds have minimal or less potent scent glands, reducing the amount of allergenic substances in their secretions.

It’s important to note that hypoallergenic does not mean completely allergen-free, and individual reactions can still vary. 

While no breed is completely hypoallergenic, certain breeds are known to produce fewer allergens or cause milder reactions in allergy sufferers.

These breeds may be a better choice for individuals with allergies:

  • Poodles: Poodles come in various sizes and have hair that resembles human hair. They shed minimally and are often considered hypoallergenic.
  • Bichon Frise: Bichon Frises have a curly, dense coat that traps allergens, reducing their release into the environment. Regular grooming is necessary to maintain their coat’s hypoallergenic properties.
  • Devon Rex: Devon Rex cats have a unique coat that produces less dander. However, it’s important to note that some individuals may still be allergic to their saliva or other allergens.
  • Sphynx: Sphynx cats, known for their lack of fur, produce fewer allergens. However, they require additional care due to their lack of hair insulation.

While hypoallergenic breeds may be better tolerated by individuals with allergies, it is recommended to spend time with the specific breed to assess your personal reaction before committing to pet ownership. Regular grooming, cleaning, and maintaining a clean living environment are still necessary for minimizing allergen exposure, even with hypoallergenic breeds.

Pet Allergy Management

Discovering that you have pet allergies can be a challenging revelation, but there are several steps you can take to manage your symptoms and continue living harmoniously with your furry friends:

  1. Consult with a Healthcare Professional: Schedule an appointment with an allergist or immunologist who specializes in allergies. They will conduct tests to identify the specific pet allergens causing your symptoms and provide you with a personalized treatment plan.
  2. Create Allergy-Free Zones: Designate certain areas in your home, such as bedrooms or specific rooms, as pet-free zones. Keep these areas clean and free from pet dander, ensuring a sanctuary where you can retreat to minimize exposure to allergens.
  3. Maintain a Clean Living Environment: Regularly clean your home to minimize the presence of pet allergens. Vacuum with a HEPA filter, dust surfaces, wash bedding frequently, and consider using allergen-proof covers for pillows and mattresses.
  4. Enhance Air Quality: Use high-quality air purifiers with HEPA filters throughout your home to reduce airborne allergens. This can help improve overall air quality and minimize your exposure to pet allergens.
  5. Groom Your Pet Regularly: Regular grooming, including brushing and bathing, can help reduce the amount of allergens that your pet sheds. Consider enlisting the help of a professional groomer to minimize allergen dispersal during grooming sessions.
  6. Practice Good Hygiene: Wash your hands thoroughly after handling your pet, as this can help minimize allergen transfer to your face and other areas of your body. Avoid touching your face or rubbing your eyes while interacting with your pet.
  7. Consider Allergy Medications: Over-the-counter or prescription allergy medications can help alleviate allergy symptoms. Antihistamines, nasal sprays, and eye drops are commonly used to manage pet allergies. Consult with your healthcare professional to determine the most suitable options for you.
  8. Explore Immunotherapy Options: Immunotherapy, such as allergy shots or sublingual immunotherapy, may be recommended for long-term management of pet allergies. These treatments can help desensitize your immune system to specific allergens over time.

Remember, the severity of pet allergies can vary among individuals, so it’s essential to work closely with your healthcare professional to develop a tailored plan that addresses your specific needs. With proper management and care, it is possible to find a balance between your allergies and enjoying the companionship of your pets.

Mitigating Allergies to Your New Puppy or Kitten

It’s important to note that allergies can develop over time, even if you have not previously experienced them. If you or a family member develop allergies after bringing a new puppy or kitten home, it may be necessary to explore alternative options, such as finding a new loving home for the pet or considering non-allergenic alternatives like fish or reptiles.

When navigating pet allergies, open communication with your family, veterinarian, and allergist is crucial. They can provide guidance, recommend appropriate strategies, and help you make informed decisions regarding the health and well-being of your family and the new addition to your home.

While allergies can pose challenges, they do not have to prevent you from experiencing the joys of pet ownership. By being knowledgeable about allergies, considering hypoallergenic breeds, and implementing effective management strategies, you can create a loving and allergy-friendly environment for both your family and your new furry companion.

Tips for Leaving Your New Kitten Home Alone

By Dr. Ashlie Saffire DVM In Cats
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Leaving Your New Kitten Home Alone

How to Ensure Their Well-being and Happiness

Welcoming a new kitten into your home is a joyous occasion. However, there may be times when you need to leave them home alone, whether for work, errands, or other obligations. While it’s natural to feel concerned about their well-being, with proper preparation and care, you can ensure your kitten’s safety, comfort, and happiness even when you’re not around. Here’s a guide to help you navigate leaving your new kitten home alone.

Can I Leave my New Kitten Alone?

Leaving your new kitten alone for short periods of time is generally acceptable once they are at least 12 weeks old and have settled into their new home. However, the amount of time you can leave them alone will depend on their age, individual needs, and level of development. Here are some general guidelines:

  • Young kittens, under 12 weeks old, require constant supervision and care. They are still developing their motor skills, socialization, and litter box habits. Leaving them alone for extended periods is not recommended during this stage.
  • Between 12 and 16 weeks old, kittens start to gain more independence and can handle short periods of alone time, such as a couple of hours. However, they may still require frequent feeding, playtime, and social interaction.
  • From 16 weeks and beyond, kittens continue to grow and become more self-sufficient. They can handle longer periods alone, but it’s important to gradually increase the duration and monitor their behavior for any signs of distress or anxiety.

Remember, every kitten is different, and their needs may vary. Observe your kitten’s behavior, consult with a veterinarian, and adjust your approach based on their individual requirements.

Can I Leave My New Kitten Alone with my Cat?

Leaving your new kitten alone with your existing cat can be a possibility, but it depends on several factors, including the personalities and temperaments of both animals, their ages, and how well they have been introduced and socialized to each other.

Properly introducing your new kitten to your existing cat is crucial before leaving them alone together. Gradual and supervised introductions allow them to get acquainted, establish boundaries, and build a positive relationship. It’s important to ensure that both animals feel comfortable and safe in each other’s presence. Assess the compatibility between your kitten and cat. If they have shown signs of aggression or extreme fear towards each other during the introduction process, it may not be advisable to leave them alone together until their relationship improves.

If your new kitten is significantly smaller or younger than your adult cat, it’s important to consider their size and developmental differences. Young kittens may be more vulnerable and require additional supervision and protection.

Every cat and kitten is unique, and their compatibility may vary. It’s important to prioritize their safety and well-being when deciding whether to leave them alone together. By taking proper precautions, monitoring their interactions, and providing separate spaces and resources, you can promote a harmonious environment for your kitten and cat.

Tips for Leaving Your New Kitten Home Alone

  1. Create a Safe Space: Designate a specific area of your home where your kitten can feel secure and be confined while you’re away. Choose a room that is free from potential hazards, such as toxic plants, electrical cords, or small objects that could be swallowed. Make sure the area has access to fresh water, a litter box, and comfortable bedding.
  2. Gradual Alone Time Introduction: Gradually introduce your kitten to being alone by starting with short periods of separation. Begin by leaving them alone for a few minutes and gradually increase the duration over time. This helps them become accustomed to your absence and reduces separation anxiety.
  3. Provide Enrichment: Kittens are naturally curious and active, so ensure they have plenty of entertainment while you’re away. Leave a variety of toys, such as puzzle toys, interactive feeders, and scratching posts, to keep them mentally stimulated and physically engaged. Rotate their toys regularly to keep them engaged and prevent boredom.
  4. Consider a Companion: If feasible, consider adopting a second kitten or cat as a companion for your new kitten. Feline companionship can provide social interaction and alleviate potential loneliness when you’re not home. Ensure proper introductions and compatibility before leaving them alone together.
  5. Interactive Technology: Explore interactive technology options designed for pets. There are cameras, treat-dispensing devices, and toys that can be controlled remotely through your smartphone. These can allow you to monitor your kitten’s activities and even interact with them, providing a sense of presence and engagement.
  6. Litter Box Maintenance: Ensure your kitten’s litter box is clean and accessible. Scoop the litter box regularly and replace the litter as needed. Some kittens prefer multiple litter boxes, so consider having an extra box in their designated area. This promotes good litter box habits and prevents accidents.
  7. Secure Hazardous Areas: Kitten-proof your home by securing hazardous areas or items. Keep cleaning supplies, chemicals, medications, and small objects out of reach. Block off areas that could pose a danger, such as balconies, open windows, or rooms with delicate or breakable items.
  8. Natural Sunlight and Comfortable Environment: Provide natural sunlight and a comfortable environment in your kitten’s designated area. Ensure proper ventilation, maintain a suitable temperature, and consider leaving a soft, familiar-scented item, such as a blanket or clothing with your scent, to provide comfort and reassurance.
  9. Seek Social Interaction: Prioritize quality time with your kitten when you’re home. Engage in play sessions, provide affection, and create a strong bond. A well-socialized and loved kitten will be more content when left alone.
  10. Consider a Pet Sitter or Neighbor: If your absences will be longer or more frequent, consider hiring a trusted pet sitter or enlisting a reliable neighbor to check on your kitten. They can provide some additional human interaction, ensure your kitten’s well-being, and address any immediate needs.

Remember, each kitten is unique, and their individual needs may vary. Observe your kitten’s behavior and adjust your strategies accordingly. By taking these steps and ensuring their well-being and happiness while you’re away, you can provide a safe and comfortable environment for your new kitten to grow, thrive, and eagerly await your return. However, it’s important to gradually increase the duration of time your kitten spends alone and monitor their behavior to ensure they are adjusting well.

Preparing for Your New Puppy: A Comprehensive Guide for Pet Owners

By Faithful Friends Vet In Dogs
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Preparing for Your New Puppy

There is an undeniable magic that fills the air when a new puppy enters your life. As you bring your new puppy home, you can’t help but feel a rush of excitement and anticipation. Their innocent eyes gaze up at you, filled with trust and a yearning for companionship. By preparing for your new puppy, you’ll be ready to welcome them to their new home.

A puppy showers you with unwavering loyalty and offers a constant reminder of the simple joys in life. They remind you to find happiness in the smallest of things, to savor every moment, and to enjoy the moments that make life truly meaningful.

Bringing home a new puppy is not just about welcoming a furry friend into your life—it is an extraordinary journey of love, companionship, and personal growth. It is a journey that will fill your days with laughter, your heart with warmth, and your home with an abundance of happiness. So, embrace this magical adventure with open arms, for the love and joy that a new puppy brings are truly unmatched.

To ensure a smooth transition and provide the best care for your furry friend, proper preparation is key. In this article, we will guide you through the essential steps to take when preparing for your new puppy, covering important topics such as the initial vet visit, training, toys, allergies, puppy care, puppy food, grooming, socialization, and crate training.

The Initial Vet Visit: The Foundation for Good Health

Your new puppy’s first visit to the veterinarian is crucial for establishing a baseline of health and addressing any immediate concerns. At Faithful Friends, we have a whole package designed for new puppies to cover all the early check-ups and get you started on the right path. 

During this visit, one of our vets will perform a thorough physical examination, administer necessary vaccinations, and discuss parasite prevention strategies. Take this opportunity to ask any questions you may have about your puppy’s well-being, nutrition, and future healthcare needs.  We want your puppy to thrive in his or her new home, and we want you to enjoy these early days with your new friend!

Puppy Care: Meeting Basic Needs

Welcoming a new puppy into your home comes with the responsibility of meeting their basic needs, ensuring their health and well-being. By establishing a routine that encompasses regular feeding, fresh water availability, daily exercise, and proper hygiene, you can create a nurturing environment where your puppy can thrive.

Regular Feeding

Provide your puppy with a balanced and age-appropriate diet to support their growth and development. Consult with your veterinarian to determine the best feeding schedule and portion sizes for your puppy’s breed and size. Make mealtimes a consistent and peaceful experience by designating a specific area for feeding and avoiding distractions.

Fresh Water Availability

Keep a bowl of fresh water accessible to your puppy at all times. Ensure the water is clean and refreshed regularly. Monitoring their water intake is essential, especially during hot weather or after physical activity, as puppies can easily become dehydrated.

Daily Exercise

Puppies have boundless energy that needs to be channeled through daily exercise. Take your puppy for walks, engage in interactive play sessions, and provide opportunities for mental stimulation. However, keep in mind that puppies have growing bodies, so avoid excessive high-impact activities that could strain their developing joints.

Proper Hygiene

Maintaining good hygiene is vital for your puppy’s health. Establish a grooming routine that includes regular brushing to keep their coat clean and free from mats. Introduce them to toothbrushing early on to promote good dental hygiene. Additionally, keep their ears clean, trim their nails regularly, and maintain a clean living environment to prevent the spread of bacteria and parasites.

Structured Routine

Puppies thrive in an environment with structure and routine. Establish a consistent schedule for feeding, walking, playtime, and rest. This helps them feel secure and provides them with a sense of predictability. A structured routine also aids in housebreaking and helps your puppy understand expectations.

Quality Time and Social Interaction

Puppies crave attention and social interaction. Spend quality time with your furry friend through play sessions, gentle petting, and cuddling. Engage in positive reinforcement training, reinforcing desired behaviors with praise and treats. This not only strengthens your bond but also helps your puppy learn and grow.

Mental Stimulation

In addition to physical exercise, puppies need mental stimulation to keep their minds sharp and prevent boredom. Provide them with interactive toys, puzzle games, and treat-dispensing toys to engage their curiosity and problem-solving skills. Rotate toys regularly to keep them engaged and prevent monotony.

Remember, each puppy is unique, and their needs may vary. Observe your puppy closely, paying attention to their behavior and cues, to understand their individual requirements. Regular check-ups with a veterinarian are essential to monitor your puppy’s health and address any concerns that may arise.

Providing Balanced Nutrition

Choosing the right puppy food is vital for your pet’s growth and development. Opt for high-quality, commercially prepared puppy food that meets the nutritional requirements for their specific breed and age. Consult one of our trained veterinarians for guidance on feeding schedules, portion sizes, and transitioning to adult food as your puppy grows.

Here are a few additional tips to ensure you provide balanced nutrition for your new puppy:

  1. Choose High-Quality Puppy Food: Opt for commercially prepared puppy food that is specifically formulated to meet the nutritional needs of growing dogs. Look for trusted brands that use high-quality ingredients and follow industry standards for pet nutrition.
  2. Consider Breed and Size Requirements: Different breeds and sizes of puppies have varying nutritional requirements. Larger breeds, for example, may benefit from specially formulated large breed puppy food that supports their bone and joint health. Consult with your veterinarian to determine the most suitable food for your puppy’s specific needs.
  3. Follow Feeding Guidelines: Pay attention to the recommended feeding guidelines provided by the food manufacturer. These guidelines are typically based on your puppy’s age, weight, and breed. Avoid overfeeding, as it can lead to weight gain and other health issues. If you have concerns about your puppy’s weight or feeding amounts, consult your veterinarian for guidance.
  4. Establish a Consistent Feeding Schedule: Puppies thrive on routine, so establish a consistent feeding schedule. Divide their daily food portion into multiple meals throughout the day, based on their age and size. Young puppies may require three to four small meals, gradually transitioning to two meals as they grow.
  5. Monitor Growth and Adjust as Needed: Keep an eye on your puppy’s growth and overall body condition. If they are gaining weight too rapidly or appearing overweight, consult your veterinarian to adjust their feeding amounts accordingly. Regular growth monitoring ensures that your puppy is growing at a healthy rate.
  6. Avoid Table Scraps and Harmful Foods: While it may be tempting to share your meals with your puppy, it’s important to avoid feeding them table scraps. Many human foods can be harmful to dogs, such as chocolate, onions, grapes, and certain spices. Stick to their appropriate puppy food to ensure they receive the necessary nutrients without any risks.
  7. Gradual Food Transitions: When transitioning your puppy from one brand or type of food to another, do it gradually. Mix small amounts of the new food with their current food over a period of several days to allow their digestive system to adjust. Sudden dietary changes can cause gastrointestinal upset.

Remember, the nutritional needs of your puppy may change as they grow older. Preparing for your new puppy means having their nutritional needs met. Regularly consult with your veterinarian to assess their nutritional requirements and make any necessary adjustments to their diet. By providing balanced nutrition, you are setting the stage for a healthy and thriving life for your beloved puppy.

Good Grooming Habits Maintain a Healthy Coat and Skin

Regular grooming sessions are essential for your puppy’s overall hygiene and well-being. Brush your puppy’s coat regularly to remove tangles and prevent matting. Introduce toothbrushing early to maintain good dental health. Additionally, schedule professional grooming appointments as needed, especially for breeds with specific grooming requirements.

Puppy Training: Building a Strong Bond and Establishing Boundaries

Training is essential for your puppy’s development and well-being. Familiarizing yourself with dog training is important for preparing for your new puppy. Start with basic obedience commands such as sit, stay, and come. Positive reinforcement techniques, such as treats and praise, work wonders in encouraging good behavior. Consider enrolling in puppy training classes to provide structured learning and socialization opportunities.

Engage in Stimulating Playtime

Toys are not only a source of entertainment for your new puppy but also vital for mental stimulation and preventing destructive behavior. Invest in a variety of safe and age-appropriate toys, including chew toys, interactive puzzle toys, and soft plush toys. Rotate the toys regularly to keep your puppy engaged and curious.

Proper socialization during the early stages of your puppy’s life is crucial for their development into a well-adjusted adult dog. Introduce your puppy to a variety of people, animals, and environments to build confidence and positive associations. Puppy playdates, supervised interactions with other dogs, and controlled exposure to new experiences can help foster a friendly and sociable personality.

Crate Training: Creating a Safe and Comfortable Space

Crate training provides a safe and secure den-like space for your puppy. Introduce the crate gradually, making it a positive and comfortable environment by placing soft bedding, toys, and treats inside. Use the crate for short periods initially and gradually increase the duration. Crate training aids in housebreaking, prevents destructive behavior when unsupervised, and offers a place of comfort for your puppy when they need some alone time or during travel.

Remember, crate training should always be done in a positive and gentle manner. Never use the crate as a form of punishment, as it should be a positive association for your puppy.

Identifying Allergies and Managing Potential Triggers

Some puppies may develop allergies to certain foods, environmental factors, or substances. If you notice any signs of allergies, such as itching, excessive scratching, or gastrointestinal upset, consult your veterinarian promptly. They can help identify the triggers and guide you in managing your puppy’s allergies through dietary adjustments or medication if necessary.

Patience, Love, and Consistency

Finally, the most important aspect of preparing for your new puppy is to shower them with patience, love, and consistency. Puppies require time, attention, and guidance to become well-behaved and happy companions. Be patient with them as they learn, provide them with plenty of affection and positive reinforcement, and establish consistent routines to help them feel secure and confident in their new home.

Preparing for your new puppy involves several important steps to ensure their well-being and happiness. From the initial vet visit to training, toys, allergies, puppy care, food, grooming, socialization, and crate training, each aspect plays a crucial role in their development. By following this comprehensive guide and seeking guidance from your veterinarian, you can set your new puppy up for a lifetime of love, health, and companionship. Enjoy the journey of welcoming your new furry family member into your home!

New Year, New Services from your Faithful Friends

By Faithful Friends Vet In Helpful Tips News
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As we head into the new year we have some exciting news to share with YOU in mind!

You can now PreCheck-In online for you appointment ahead of time!

All you have to do is CLICK HERE and fill out the form right from your laptop, tablet or phone.

We continue to increase our capacity for care by expanding our services and adding additional staff.

Check out this video to learn more!

Reminder that we have expanded our evening hours and that we are only open the Saturday of each month.

If you have questions give us a call at 614-389-0997.

Looking for a New Years resolution? How about insuring your pet?

Click here to learn more!

Remember, you can TEXT US with questions at 614-389-0997

Happy New Year everyone!

Here For You When You Need Us Most

By Faithful Friends Vet In Helpful Tips News
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In an effort to continue to increase our capacity for care, we have extended our availability to after hours. We know emergency situations can occur at any time and sometimes peace of mind can change everything. For that reason, we have a Doctors available by phone after hours to help assess and provide guidance for after hours medical issues. No matter the issue, if you have concerns give us a call and we’ll be there for you!

Call: 614-389-0997
Text: 614-389-0997

Keeping Your Kitty Comfortable and Healthy

By Faithful Friends Vet In Helpful Tips News
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We LOVE our #FaithfulFelines at Faithful Friends Veterinary Clinic!

Bringing your cat to the Vet at least once a year is vital to monitoring their health and well being. Even if your kitty lives indoors and has no noticeable symptoms, they are still at risk for disease. Learn more about the importance of regular visits and how to make their experience as pleasant as possible by watching this short video!
Give us a call, text or email to book your visit today!

Pet Insurance Awareness Day

By Faithful Friends Vet In Uncategorized
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Some questions to consider when choosing medical insurance for your pet.

COVERAGE

l. Are there exclusions or limitations by breed?

2. Is there one simple plan or multiple plans with varying coverage limits? What are the policy limits for each plan offered? Are they per year, per condition, for the life of the pet?

3. Are hereditary and congenital conditions covered? If so, are there limits on coverage? 4. Does coverage change when visiting a specialist or emergency hospital? 5. Is dental coverage included? Does it include disease or just accidents?

6. Are all prescription drugs, supplements, and nutraceuticals covered? How about
prescription food?

7. Is there a coverage option for rehab or alternative therapies? What are the limits?

8. Is wellness care (vaccines, flea, and heartworm prevention) an option or mandatory with the policy? Are wellness treatments dictated by
a benefit schedule or can your veterinarian determine proper care? Are there limits?

9. Does coverage change if enrolling an adult or senior pet?

CLAIMS

1. Does the provider offer direct payments to veterinary hospitals at checkout?

2. If there are no direct payment options, what is the average time to receive reimbursements?

3. Does the provider offer pre-approval to ensure coverage?

4. What is needed to send in a claim? How long does it take to process?

5. What are the customer service hours? Can you reach a representative after hours or during holidays if a condition is life threatening?

GENERAL

1. What are the waiting periods when you enroll?Are they longer for orthopedic, hereditary, or congenital conditions?

2. How does the deductible work? Per condition, per year, per body part, or per condition and per year?

3. How flexible are your deductible options? Are you given specific amounts, or can you adjust to best fit your budget? Can you change the deductible without affecting coverage?

4. Can a previously covered condition become pre­existing upon policy renewal or if you change the limit or the deductible?

5. Are there penalties for making changes to your policy?

6. Are premium increases on a predetermined schedule?

7. Are there additional fees to pay your premium monthly?

8. Is there a minimum or maximum age for coverage?

9. Is there a usual and customary charges clause or does the company pay from the invoice?

10. Can your policy be canceled for any reason other than non-payment?

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